Claims reserving, premium allocation, Solvency II compliance, and actuarial reporting — built for the regulatory rigour of insurance.
IBNR calculations, loss development triangles, and reserve adjustments managed in actuarial models disconnected from the general ledger.
Written, earned, and unearned premium calculations across product lines and reinsurance layers require manual reconciliation every period.
Regulatory capital calculations, risk margin reporting, and contractual service margin tracking demand precision that spreadsheets cannot deliver.
Policy admin, claims, and finance systems operate in silos. Combined ratios and loss ratios are lagging indicators, not real-time metrics.
Challenge: Managing premium accounting across 8 product lines with spreadsheet-based reserve calculations and manual Solvency II reporting.
Outcome: Implemented a connected finance stack with automated premium recognition, AI-powered reserve testing, and real-time regulatory capital dashboards.